Nova
Platform · Card Issuing

Programmatic card issuing at global scale.

One REST endpoint to spin up virtual and physical cards in any supported region — with native controls for limits, merchants, and lifecycle events.

api · node
cards.issue
POST /shop/card/create · virtual + physical
< 200ms latency
POST /shop/card/create
{ "status":"authorized", "card":"tok_8fK3" }
ISSUING · 99.99%
Deep dive

Built for the way modern teams ship card programs.

Instant provisioning

Tokenized virtual cards in under 200ms.

Issue a fully tokenized card with a single POST and push it directly into Apple Pay or Google Pay before the user closes the modal. Order embossed plastic with the same call.

< 200msApple Pay ready
card.json200 OK
POST /shop/card/create
X-Shop-No:    NOVA20260114012345
X-Public-Key: 7c9c9e7b-a8d2-4f1c-9b3e-2a91f4d0e7c4
Content-Type: application/json

{
  "bin":          "428392",
  "currency":     "USD",
  "amount":       5000,
  "remark":       "ads-google-q2",
  "callback_url": "https://merchant.example.com/hooks/card"
}

→ { "code": 200, "data": { "cardNo": "tok_8fK3a91c", "status": "ACTIVE" } }
SYS_NODE_OK
Spend controls

Authorization-time rules, enforced at the edge.

Per-card limits on amount, MCC, merchant, geography, and time-of-day. Rules evaluated against 80+ signals in under 8ms — declines surface before the merchant sees a hold.

80+ signals< 8ms
authorization · rule eval7.2ms
amount ≤ $2,500● pass
mcc ∈ {5411, 5812}● pass
country = US, GB● pass
merchant = ACME LLC● block
time ∈ 09:00–19:00● pass
Programs, not just cards

Group thousands of cards into a single program.

Shared BIN, branding, reporting, and lifecycle webhooks. Onboard a new card project in an afternoon without touching the sponsor bank's portal.

Shared BINLifecycle events
program · prog_8fK32,481 cards
activeissuedsuspended
Building blocks

More details engineers care about.

3DS

Native EMV 3DS 2.2 with frictionless flows.

Cardholder verification handled in-app, no redirect to issuer pages.

Frictionless
NODE_01
Tokenization

Apple Pay & Google Pay push provisioning.

Push provision
Lifecycle

Every card state, streamed in real time.

card.created · activated · suspended · terminated — webhook for each.

Real-time
NODE_03
PCI

PCI Level 1.

Audited annually by an external QSA.

Level 1
Single-use

One-time-use cards for vendor payments.

Burner
NODE_05
Reissue

Programmatic reissue & rotation without losing the token.

Auto-rotate
NODE_06