Nova
Business

Direct cards for approved business customers.

Nova provides card services to businesses that have been reviewed and approved by Nova. Cards are used for the business's own operational spending and by its authorised personnel. Cards are not offered for resale or downstream distribution, and business customers may not operate an independent card program.

Formal onboarding, entity and identity verification, funding review, and card access are completed through Nova's separate, controlled product environment after eligibility review. This website is informational only.

KYB & authorised personnel sequence.

  1. 01
    Entity review (KYB)

    Business entity and scope of operations

  2. 02
    Beneficial-owner verification

    UBOs and related parties reviewed

  3. 03
    Authorised personnel

    Individuals the business authorises and Nova approves

  4. 04
    Wallet & funding review

    Register funding wallet, KYT and screening

  5. 05
    Card access

    Made available through an approved issuing partner

  6. 06
    Ongoing monitoring

    Transaction rules and lifecycle actions

Permitted

Own operations and authorised personnel

  • The business's own operational spending — software, infrastructure, office, travel, supplier payments.
  • Use by individuals the business authorises and Nova approves.
  • All cards managed inside Nova's ledger and lifecycle controls.
Not permitted

Resale and downstream distribution

Nova does not permit business customers to onboard downstream end users, hold funds for them, maintain separate ledgers, or independently create, fund, or manage cards under a resale or distribution arrangement. Every end user and authorised individual is a Nova user, and compliance decisions rest with Nova.